If your personal identifying information is being used by someone else for fraudulent or criminal purposes, you can follow the steps below:
- If you find any fraudulent accounts or unauthorized access on your record, contact the security departments of the creditors or financial institutions that granted the credit and close these accounts.
- If you discover misuse of your Social Security number, contact the Social Security Fraud Hotline at 1-800-269-0271.
- If your personal information is being used for fraudulent or criminal purposes, file a report with the police. Keep a copy of the police report in case you need proof of the crime to show the bank, credit card company, or others.
- If you are a victim of identity theft, you can also file a complaint with the Federal Trade Commission (FTC) by Internet: www.consumer.gov/idtheft/ (click File a Complaint from the menu at the left); Telephone: 1-877-438-4338; or TDD: 202-326-2502.
- Keep a record of all communications with credit bureaus, creditors, financial institutions, and police, including dates.
If you would like more information on Identity Theft, you can visit the sites below:
- Federal Trade Commission – Consumer Information – http://www.consumer.ftc.gov
- Social Security Office – Identity Theft and Your Social Security Number – http://www.ssa.gov/pubs/EN-05-10064.pdf
- Social Security Office – Identity Theft Resources – http://www.ssa.gov/kc/id_resources.htm
- Office of the Inspector General – Reporting Identity Theft – http://oig.ssa.gov/report-fraud-waste-or-abuse/what-cant-oig-investigate/identity-theft
- Equifax – Request a Fraud Alert – https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp
- Equifax – Security & ID Theft – http://learn.equifax.com/identity-theft/
- Experian – Identity Theft Help – http://www.experian.com/help/identity-theft-victim-assistance.html
- Experian – Ask Experian: Fraud and Identity Theft – http://www.experian.com/credi-advice/topic-fraud-and-identity-theft.html
- Experian – Request a Fraud Alert – https://www.experian.com/fraud/center.html
- Transunion – Identity Theft Q&A – http://www.transunion.com/personal-credit/ask-audrey/fraud-alert-credit-report.page
- Transunion – The Difference between a Fraud Alert and a Credit Freeze – http://www.transunion.com/personal-credit/identity-theft-and-fraud/fraud-alert-vs-credit-freeze.page
- FDIC – Identity Theft & Fraud – https://www.fdic.gov/consumers/theft/